I came across a Kitces blog post about deferring Social Security income to 70, and how it is the best long term investment that money can buy. Akin to Social Security, is our Canada Pension Plan. When considering retirement planning decisions, one of the biggest choices clients face is when to start Canada Pension Plan (CPP) benefits . Choosing between taking CPP at 60 or waiting until 70 can be daunting. Each option offers distinct advantages and disadvantages, so understanding them is...

When I was preparing to go to university, my divorced parents each gave me $5,000. That was their contribution to my education. The rest...

If you’re a parent—especially a single parent or someone in a blended family—your RRSP may be one of your largest financial assets. But...