Ok, I'm really excited.  Maybe it's just the data nerd in me talking, but... is open banking FINALLY HERE?! Canada just confirmed that Open Banking is officially launching in 2026. (Phase 1. Phase 2 to come in 2027). Really? I'm not sure. But I'm taking it at face value (for now), because with this winter, I honestly need reasons to be excited. For years I've been using Mint (RIP), Monarch Money (for myself and with clients), Wealthica, Flinks, you name it. You log in and half your accounts...

For Canadians who have worked in the United States, navigating the decision of what to do with a former employer’s 401(k) can be complex. While rolling a 401(k) into an IRA is often seen as the default option in the U.S., the analysis changes significantly once you become a Canadian tax resident.

The morning after the heartbreak of a lifetime, a Game 7 World Series loss for my beloved Blue Jays to the Dodgers, I found myself limping into Pearson Airport, coffee in hand, on my way to a much-needed family vacation. As fate would have it, we ended up in the lounge chatting with a former Blue Jays player from the 1992–1993 championship roster. What started as easy small talk turned into a full hour of cross-border financial planning. He and his wife were gracious, curious, and wonderfully...