In the Behind the Advice series, Globe Advisor asks advisors about their relationship with money from a young age, lessons learned over the years and how their experiences influence the advice they give to clients.

Lindsay, 64, has a retirement spending goal of $75,000 a year.

Due to burnout, caring for grandkids and other reasons, advisors say some Gen X clients are leaving their careers earlier than planned.

How to get the most out of RESP savings

Pension buybacks are especially beneficial when the client’s income is lower and is expected to increase over time.

Max and Erica also want to travel more as a family and eventually give each of their children a property.