Podcast & Youtube

Legacy planning is often neglected or not well understood in estate planning. Context Studios, founded by Andrea Lekashoff, aims to capture the life stories and legacies of individuals, families, and entrepreneurs through high-end film and podcast documentaries. The documentaries are divided into chapters and presented in a platform that resembles Netflix. The goal is to create a family heirloom that can be easily accessed and shared with future generations. Context Studios is a unique offering in the market, as there are no other platforms that provide this level of personalized storytelling. The company aims to normalize the capturing and sharing of stories, and believes that it will become as ubiquitous as will and power of attorney planning. Context Studios donates a portion of the proceeds to the Alzheimer's Society. Like what you heard? ⁠Context Studios website⁠ ⁠LinkedIn profile⁠ ⁠Youtube⁠ #legacyplanning #estateplanning #legacy #storytelling #entrepreneurs #personalegacy Chapters 00:00 Introduction to Legacy Planning and Context Studios 02:58 The Need for Capturing Untold Stories 06:01 The Concept and Process of Context Studios 09:03 The Personal Significance of Capturing Family Stories 12:08 Tailoring Documentaries to Individual and Family Stories 14:57 Legacy Planning as an Essential Component of Estate Planning 17:52 The Context of Someone's Life and the Future of Storytelling 19:47 Ideal Clients and the Importance of Storytelling 22:09 Addressing Hesitation and Offering Options for Camera-Shy Individuals 25:01 Customized Packages and Questionnaire Process 27:24 Security and Privacy Measures 29:09 Sharing and Accessibility of the Documentary 31:22 Documenting Governance Practices and Future Generations 33:45 Supporting the Alzheimer's Society 36:07 Pride in the Work and Invitation to Connect

In this podcast, we discuss David's experience with declaring bankruptcy at a young age - how this happened, what lead to his decision to go down the route of declaring backruptcy, and the aftermath and consequences of his decisions. Ultimately, this led him into an 'unconventional' financial services career path away from sales and towards supporting advisors and ultimately clients on their financial paths. David takes his lessons into his work as an advice-only planner, guiding his clients into a place of financial stability and comfort. Find David at: www.kindwealth.caThe Impact Investing Podcast - https://www.davidoleary.ca/the-impact-investing-podcast Chapters 00:00 From Bankruptcy to Wealth Management 00:59 Lessons in Resilience and Financial Wisdom 01:15 Introduction to David O'Leary and Kind Wealth 07:52 David's Early Career and Background in Finance 14:32 The Rise of Early Investing Success 21:13 The Bursting of the Tech Bubble 30:39 Navigating Bankruptcy and Its Aftermath 38:40 Lessons Learned from Bankruptcy 41:54 Understanding Risk Management 45:38 The Importance of Simplicity in Investing 56:28 Advice for DIY Investors 01:06:00 The Role of Leverage in Investing

In this episode of the Modern Cents podcast, host Andrea Thompson speaks with Shay Steacy, a Certified Financial Planner and money coach with over 20 years of experience. They discuss Shay's journey into financial planning, the transition to advice-only planning, and the importance of values in financial planning. The conversation emphasizes the significance of cash flow management, emotional intelligence in client relationships, and the role of a financial planner as a facilitator rather than a judge. The episode concludes with reflections on personal finance and the importance of community in the financial planning profession. Chapters 00:00 Introduction to Financial Planning Journey 02:19 Shay's Path to Financial Planning 09:06 Transitioning to Advice-Only Financial Planning 12:41 The Importance of Planning Values 21:29 Cash Flow Focused Financial Planning 27:46 Emotional Gratification in Financial Planning 36:47 The Role of a Financial Planner 40:44 Closing Thoughts on Personal Finance

Andrea interviews Skyler Senkowski from Ascend Crypto to discuss all this cryptocurrency and blockchain. They explore the basics of cryptocurrency, the economic purpose of blockchain and the difference between cryptocurrency and digital assets. They also delve into the concept of tokenization and how traditional assets like stocks and real estate can be represented on the blockchain. The conversation highlights the importance of "following the money" and understanding the partnerships and use cases of different crypto projects. Ascend Crypto Website - www.ascendcrypto.com 10% discount code for crypto courses: moderncents10 #crypto #cryptocurrency #blockchain #digitalassets #bitcoin #ethereum #nft #finance Legal Disclaimer The contents of this podcast, including any insights or discussions, are provided for educational and informational purposes only and should not be considered as legal, tax, investment, or professional advice. The audience of this podcast is advised to seek specific advice from qualified professionals such as lawyers, accountants, or other relevant experts before making any decisions based on the content herein. We do not guarantee the accuracy, completeness, or reliability of any information presented in this podcast. The information shared in this podcast is current as of the date of recording but may not always be accurate, timely, or suitable for every situation. Listeners are encouraged to review and update their understanding regularly to ensure accuracy, as even small discrepancies could significantly impact the applicability of the insights provided. Any projections or hypothetical scenarios discussed in this podcast are based on certain assumptions, many of which may be beyond our control or scope. These projections are for illustrative purposes only and do not guarantee actual results. Rates of return mentioned in projections are not reflective of real returns and do not provide any assurance of future performance.

On today's podcast, Justine Kelly shares her journey in the financial industry and her transition to advice-only planning. She emphasizes the importance of putting the human side into financial planning and providing unbiased advice. Justine and Andrea discuss the challenges of evaluating the value of advice-only planning and the need for clear communication between clients and planners. They also share success stories that highlight the impact of holistic financial planning on clients' lives. Justine encourages anyone, regardless of their financial situation, to seek financial planning services. Chapters 00:00 Introduction and Background 08:02 Choosing a Career in Financial Planning 14:11 Understanding Advice-Only Planning 22:06 Success Story: Early Retirement Planning 26:08 Success Story: Providing Support in Grief 31:04 Challenges in the Banking Industry 36:43 Evaluating Financial Planners 40:11 Financial Planning for Everyone #financialplanner #financialplanning #adviceonlyplanning #values #goals

Summary Elias Ben Khalifa, a seasoned real estate broker, shares his personal story of resilience and redemption in the face of financial ruin. He discusses his early experiences as a realtor, the challenges he faced, and the importance of consumer education in navigating complex financial decisions. Elias joined a multi-discipline organization and was promised a career path towards partnership, but the company eventually faced financial mismanagement and legal issues. Elias also discusses his personal experience of being financially devastated and the impact it had on his personal life and relationships. He shares how he eventually found support and mentorship to rebuild his life and shares his personal journey of overcoming financial struggles and finding success in the real estate industry. He discusses the challenges he faced, including a failed business venture and a period of self-doubt and depression. Through the support of his mentors and his wife, Elias was able to rebuild his confidence and excel in his career. He emphasizes the importance of honesty, asking questions, and seeking advice when making financial decisions. Elias also highlights the potential of private mortgage investments and the need for due diligence and independent advice. Chapters 00:00 Introduction and Overview 02:02 A Day in the Life of a Realtor 06:02 From Architecture to Real Estate 12:48 The Beginning of Elias's Career 19:01 Evolution of Elias's Role and Financial Involvement 29:10 Unraveling of Promises and Financial Mismanagement 37:26 Devastating Losses: Clients Convinced to Invest in the Fund 46:51 Lack of Justice: No Criminal Charges or Clear Outcomes 58:51 Personal Financial Ruin: Elias' Experience of Devastation 01:03:12 Rebuilding with Support and Mentorship 01:06:15 The Shame and Isolation of White Collar Crimes 01:06:16 Overcoming Financial Struggles 01:10:34 Rebuilding Confidence and Finding Success 01:19:55 The Importance of Due Diligence and Independent Advice 01:25:29 Exploring the Potential of Private Mortgage Investments 01:31:45 Building Trust and Long-Term Relationships

Renting vs. buying a home is a complex decision that is influenced by various factors, including financial considerations, cultural values, and personal preferences. Renting should not be stigmatized or seen as a negative financial decision, as it can provide flexibility and stability. The decision to rent or buy should be based on individual values and goals, rather than societal expectations. Andrea interviews clients Vicki and Tom, lifelong renters, who have unique perspectives to share on their experiences with housing and their choice to continue to rent versus the societal norm of buying a home. #rentingvsbuying #rentvsbuy #homeownership #canadianrealestate #realestate #homes

Summary Bryan Haggard, CEO of Retire Mitten Financial, specializes in cross-border retirement planning for US-based families with ties to Canada. Retire Mitten helps US resident clients navigate the complexities of managing retirement accounts and benefits from both the US and Canada. Andrea and Bryan focus on the challenges and complexities of cross-border retirement planning for US residents with Canadian exposure. The main themes include tax planning, estate planning, and the difficulties of finding knowledgeable cross-border financial planners. Key takeaways include the importance of early planning, understanding tax rates and potential exit taxes, and the value of working with professionals who specialize in cross-border planning. The conversation provides valuable insights for individuals considering a move from the US to Canada. Subscribe to Retire Mitten's Youtube Channel! https://www.youtube.com/@UCPq8zApjj7Dfi0BVqXUiH3A Takeaways Cross-border retirement planning involves navigating the complexities of managing retirement accounts and benefits in both the US and Canada. Currency management is an important consideration, with factors such as exchange rates and tax implications influencing decisions. Retirement planning should focus on providing income in the native currency required for the desired lifestyle, especially for snowbirds or those with a cross-border retirement lifestyle. Early planning is crucial for individuals considering a move from the US to Canada. Understanding tax rates in Canada, which are generally higher than in the US, is essential for effective cross-border retirement planning. Potential exit taxes should be taken into account when planning a move from the US to Canada. Finding knowledgeable cross-border financial planners can be challenging, but their expertise is invaluable in navigating the complexities of cross-border retirement planning. Working with professionals who specialize in cross-border planning, such as cross-border lawyers and tax preparers, is important for comprehensive and effective planning. The focus of cross-border financial planners is on comprehensive planning rather than just investment management. #retirement #crossborder #retirementplanning #canadausa #crossborderretirement #financialplanning #financialplanner

Welcome to the Steadyhand Coffee Break, where we delve into finance matters crucial for Canadians. Whether you're planning for or living in retirement, our topics and discussions are designed to assist you. In this episode, we tackle the complexities of cross-border financial planning. From Canadians with US property to Americans living in Canada, the intricacies can be daunting. Join us as we chat with Andrea Thompson, a cross-border financial planning expert from Modern Cents. She shares invaluable insights into navigating these challenges and ensuring financial peace of mind. 🔹 Resource Links🔹 What is Advice-Only Planning?: https://www.youtube.com/watch?v=IB6TGqnZ7XY&t=4s Wise Foreign Exchange: https://wise.com/ca/ Norbets Gambit Article: https://www.moneysense.ca/magazine-archive/norberts-gambit-a-better-way-to-buy-u-s-dollars/ 🌐 Connect with Andrea and Modern Cents: Website: https://www.moderncents.ca/ Instagram: https://www.instagram.com/modern_cents 🔹 Video Chapters 🔹 00:00 Overview of Cross-Border Financial Planning 02:04 Intro to Modern Cents 03:10 Who Needs Cross-Border Financial Planning? 05:38 Common Mistakes & Challenges 10:00 Handling Retirement Accounts Across Borders 15:55 Tax Implications of Different Investment Accounts 19:59 Canadians Owning US Property 22:04 Health Care and Insurance for Snowbirds 24:26 Retirement with Dual Residency 27:40 Best Currency Exchange Strategies 29:03 Conclusion and Andrea Thompson's Journey into Cross-Border Planning --------------- 🗓 Get to Know Steadyhand! 🗓 https://hs.steadyhand.com/gettoknowsteadyhand 📚 SUBSCRIBER GIVEAWAY: Are you starting to think seriously about retirement but not sure where to start? Subscribers to the channel can grab this Free Insider’s Guide “3 Simple Steps to Retirement” - https://hs.steadyhand.com/retirementguide?utm_source=ytvideo ✅ For more info visit: https://www.steadyhand.com/ 💬 What was your main takeaway from this video? Let us know in the comments below. And don't forget to subscribe to Steadyhand here ⤵ https://www.youtube.com/c/SteadyhandInvestments?sub_confirmation=1 --------------- 📍 Welcome to Steadyhand's official YouTube channel! Steadyhand is a Canadian investment firm that offers low-fee investments with easy-to-follow advice and a simpler, more human experience for all Canadians. On this channel, we produce jargon-free videos to help you stay informed & educated on relevant investment topics. We've been managing money since 2007 and over 4,000 Canadians have entrusted us with more than $1 billion in investments. Our clients enjoy direct access to world-class fund managers and a level of genuine financial stewardship that you just don't find at the big banks and brokerages. ➡️ Our straightforward lineup of funds, easy-to-follow investment advice, and candid reporting enable our clients to weather the ups and downs of the markets with confidence. We offer hands-on, personalized service, and are ultra-accessible. In short: Steadyhand offers Canadians a better way to invest! We hope you find the videos on this channel informative and if you are interested in the services we offer then please visit our website. If you enjoy the videos you see on this channel then make sure you subscribe and hit the notification bell so you find out as soon as we post a new video! 🔔 --------------- 📲 Follow Steadyhand on social media: Facebook ▶️ https://www.facebook.com/steadyhandfunds Linkedin ▶️ https://www.linkedin.com/company/steadyhand-investment-funds Twitter ▶️ https://twitter.com/Steadyhandfunds ✅ Subscribe to our Blog and Newsletter https://steadyhand.us3.list-manage.com/subscribe?u=16dc1da0069ea6ff56c3b09cf&id=8fda198faa If you'd like to explore whether Steadyhand may be a good fit for you, reach out to us: 📞 1-888-888-3147 📧 info@steadyhand.com 🌎 https://www.steadyhand.com/contact/ 📍 Vancouver Office (1747 West 3rd Avenue Vancouver, BC V6J 1K7) 📍 Toronto Office (3690-130 King St W, Toronto, ON M5X 2A2) --------------- #Steadyhand #FinancialPlanning