The mission is simple...
Professional financial planning guidance, with accessible pricing. No product sales or investment management fees. Lets get you on the road to long term financial success!
Open and compassionate approach.
Fair and transparent pricing.
Taking Bay Street education to the masses.
Welcome to Modern Cents!
What are advice only
In its truest sense, advice only financial planners are compensated ONLY by the client, via direct fees. There are no product sales, commissions, referral fees or kickbacks. You can be sure that the advice you receive is in your best interests, as you are the only one footing the bill.
If an advisor offers a financial plan for a fee but also offers life insurance, investment management or mortgage sales, they are 'fee for service' financial planners. This means they can be compensated from more than one source.