For Canadians who have worked in the United States, navigating the decision of what to do with a former employer’s 401(k) can be complex. While rolling a 401(k) into an IRA is often seen as the default option in the U.S., the analysis changes significantly once you become a Canadian tax resident.

The Tax-Free Savings Account (TFSA) is a versatile financial tool that can help Canadians save for various goals throughout their lives....

The idea of making 'a plan' has been overemphasized. Everyone supposedly needs one, correct? "My advisor insisted I must have a plan...

Today, the Senate passed the Social Security Fairness Act of 2023 with a 76-20 vote. This significant relief for more than 3 million...

So, you're excited about your move to the US! But what do you do about your Registered Retirement Savings Plan (RRSP)? Let's break down...

By Andrea Thompson, CFP (CAN), CRPC (US), CLU, CHS, CCS Welcome to the fascinating world of cross-border retirement planning, where the...

Retirement planning can be a complex task, especially for Canadian residents whose lives are complicated by their cross border reality....

With CRA workers potentially going on strike, it's a great time to visit why getting a tax refund is not always a GOOD thing! (side...

UPDATE: As of January 2025, the Windfall Elimination Provision is no longer applicable. The blog post below is for informational...

Retirement planning can be a tricky and often overwhelming process. One of the most important things to consider is investing in...

It's time - finally time! - to hang up your heels, to put away your tie, and to venture into the land of the unknown. RETIREMENT! These...