Ok, I'm really excited.  Maybe it's just the data nerd in me talking, but... is open banking FINALLY HERE?! Canada just confirmed that Open Banking is officially launching in 2026. (Phase 1. Phase 2 to come in 2027). Really? I'm not sure. But I'm taking it at face value (for now), because with this winter, I honestly need reasons to be excited. For years I've been using Mint (RIP), Monarch Money (for myself and with clients), Wealthica, Flinks, you name it. You log in and ha