I know it's scary. What is a relationship really, but two or more people learning to trust each other, trust IN each other, and have faith that the other people will be there for you when you need them most. They are emotional, they are empathetic, they are soothing, they are comfort.
What does this have to do with a planner / client relationship?
A planner knows things, surely, that maybe you aren't up to date on (because it isn't your job to be!). Maybe they are credentialed, experienced, smart, and nice people.
Most importantly though, the relationship that you establish with a financial planner should be one of trust, built over time, with the planner in the fiduciary role developing a true understanding of you, the client, as a whole. Often, the planner will know things about you that the closest people in your life might not. Things you don't talk about with your best friends. Heavy things. Sensitive issues. Family dynamics. Health problems.
And sure. I don't expect trust to be there from day 1. That would actually cause me some concern. All I ask is that you give me a chance! And you can break up with me anytime, I promise I won't cry (but I might, if I really like you).
Lets take the plunge together!